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How To Setup and Use PhonePe

If you want to make your online transaction task make easier then PhonePe can be the better option for you. It is a UPI-based app that lets you transfer money from your account without sharing any details with anyone else. It is a completely free app. It is owned by Flipkart. It also offers you a good amount of cashback on transactions.

So everyone using their phone, google pay, Paytm apps for fast transactions. And you are also one of those who want to use that same service. But if you don't know where to start and how to create a new account then stick with me. It can be a very easy and also complicated task that depends on you.

How To Setup and Use PhonePe

1. Download the app & register with your mobile number.

1. First of all download and PhonePe application from the google play store.

2. Install the app and open it you will see the option ''enter your phone number''.

Simply enter your phone number. Keep in mind phone number must be linked to your bank account.

3. Click on > the proceed option.

After that, you will see this pop or message '' allow PhonePe to send and view SMS message?''

4. Just click > on allow, and then you will see this message ''allow PhonePe to access your contacts?''.

5. Just click on > allow. then you will see this message '' allow PhonePe to access your contacts? just click > on allow.

How To Setup and Use PhonePe

Now you will receive an OTP. It will automatically fetch the OTP, you do not need to do anything. Now you have successfully signed up for the PhonePe.

2. Add a bank account

Once you signed up, one of the most important thing is to add to it your bank account.

1. To add an account you will see the add account option,  just click on it.

2. It will take you to another page. Now you have to select your bank. scroll down and select your bank.

How To Setup and Use PhonePe

3. Then select your sim card which is linked to your bank account and click on continue.

Now you have successfully added your bank account to PhonePe.

4. Now click on > reset UPI pin.

How To Setup and Use PhonePe

5. Enter your debit card's last six-digit and select date and year and > click on continue.

How To Setup and Use PhonePe

6. Then you will receive an OTP just fill in the OTP, and below you will see the set UPI pin option. this is your transaction password. For example, 1234. So create a unique and rememberable pin.

7. Again fill in the same pin to conform and click on the > ok icon.

Now you have successfully set your UPI pin.

3. Send money

You can send money through QR code and also through the add contact option to direct in receivers bank account. 

1. Click on > start your first payment.

How To Setup and Use PhonePe

Now you have all your contact lists to send money.

2. Just select the contact or type their mobile number in the upper search bar.

If the receiver has a PhonePe account then you will see a ''पे'' PhonePe icon on their profile logo.

How To Setup and Use PhonePe

3. Click on any contact that you want to send money.  it will take you to another page.

4. Type the amount and click on > send button then it will ask for the pin.

5. Enter the pin and click on ok.

You will see a message that payment is a successful and right icon.

How To Setup and Use PhonePe

You can make online payments through PhonePe like you can send money, inline shopping, pay taxes, mobile recharge, DTH recharge, electricity bill, gas, water, landline, credit card bill, postpaid, Lic/insurance, broadband, loan repayment, and educational fees. You can also view exclusive offers. You can get a good amount of cashback and rewards like google pay, amazon pay. You have five options like home, stores, switch to pay, my money, and history.

This app is getting an upgrade and making changes always and giving you new services and features. So, the interface can be changed but, the options would be the same. So that's about how to set up and use PhonePe.

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